This is the latest update to the Visa caper. I have been receiving calls every morning for the past Month from Accounts Recovery Corporation. After linking this Company with many other websites with similar stories, I sent a Seize and Desist letter to there firm. There are many websites referring to this Company's harassment and threats below are just two.
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This all began when I contacted Visa Canada to enquire as to why I haven't received a new card yet. I was then told there was an outstanding debt. I wrote this letter to Visa Canada on October 13, 2006 to find out why. To this day, I still haven't received an answer or has anyone been able to help. All I get is harassment from these 3rd party collection agencies. How do they get away with this? |
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They never responded nor did anyone send me any statements.  Royal
Bank VISA US Visa Gold payments To
whom made concern: Compromised
VISA Card WWWW-XXXX-YYYY-ZZZZ On October 3rd
I telephoned you to ascertain the status of my VISA account, cited
above, and to inquire why I had not received any communications from
you. I last received an updated VISA card on (…date…), but I did not
activate it. It has been sitting in my safe, unused, since that time. I
have had a VISA card since 1985, and have always paid off the balance
every month without fail. I was
absolutely shocked to be informed by you in this telephone conversation
that my VISA account balance stands at $16,500 and the account
had been sent to collection! In the
forty-eight hours after this initial telephone call, I spoke by
telephone with eight different people in your organization, being passed
from one to another like a hot potato! I heard eight different opinions
on this matter! Not one person was able to help me, and not one person
even offered to help me. They simply continued to endlessly refer me to
others in the VISA structure. Naturally, I
have dealt with VISA on numerous occasions over the years since 1985,
and always was well served by your representatives until now. I simply
cannot understand your lack of organization, your apparent ineptitude,
and your obvious disinterest and unwillingness to help me in my
situation. In the time
since I last used my VISA account I have had no monthly statements from
you. As a matter of fact, I have had absolutely no communications from
you whatsoever At present, I
am using Pay-Pal. In the last few months they notified me twice,
alerting me of unusual activity in my account. They were not specific as
to the nature of the unusual activity. Because I am a disabled person,
and in the past year was undergoing some situations, which were causing
me extreme stress, I was unable to adequately address my finances and
related affairs as I would normally have done, and so my situation with
VISA and Pay-Pal are only now receiving their required attention. I want
financial statements from you, full and complete. showing
how, where and when, and by whom the charges were run up on my
VISA account. I want to know why I was not notified about these
transactions. I want you to explain how charges totalling $16,500 were
accumulated against my account and collection action taken without me
being advised! I want a full, immediate and complete investigation and
report from you on this matter. At this moment,
gentlemen, I am a very dissatisfied and irate client, and I want to see
some positive and helpful responses from you! Yours
truly, Tony
Anderson
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! How can my account, on which my last a